RBL Bank World Prime Credit Card Review
Complete review of RBL Bank World Prime Credit Card – Get 12,000 welcome points, 1+1 movie tickets, lounge access, fuel waiver & perks worth ₹30,600+.
Welcome back to our blog! Today we’re taking a close look at the World Prime Credit Card by RBL Bank, a premium offering designed for high‑spenders who love movies, online shopping and in‑country travel. Whether you’re hunting for lounge access or extra Reward Points on your monthly bills, this card promises to elevate your wallet game. In this review, we’ll cover fees, welcome gifts, key features, fine print, and a clear verdict so you know exactly what you’re signing up for.
Card Overview
The World Prime Credit Card is RBL Bank’s flagship lifestyle card. Here are the basics:
| Feature | Details |
|---|---|
| Annual Fee | ₹2,999 + GST |
| Reward Redemption Fee | ₹99 + GST per redemption transaction |
This fee unlocks a suite of exclusive rewards, from complimentary movie tickets to airport lounge access and 24×7 concierge services.
Welcome Benefits
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12,000 Reward Points when you pay the annual fee and spend at least ₹2,000 within the first 30 days (First Year Free variants excluded).
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Redeem points for vouchers, flights, hotels and more at rblrewards.com.
Key Benefits & Features
1. Movie Offers
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1+1 free movie ticket on BookMyShow (up to ₹200), twice a month, any day.
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Annual saving: ₹4,800.
2. Reward Points System
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2 Reward Points for every ₹100 spent on regular transactions.
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2× Reward Points on all online spends (capped at 1,000 extra points per month).
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Milestone bonuses:
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+10,000 points on annual spends of ₹1,50,000
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+10,000 points on annual spends of ₹3,50,000
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3. Complimentary Airport Lounge Access
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8 free domestic lounge visits per year (max 2 per quarter).
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To activate: spend ₹15,000 in the preceding calendar quarter (rental spend excluded).
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Full lounge list: Download PDF
4. Fuel Surcharge Waiver
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Up to ₹150/month waiver on fuel transactions between ₹500–₹4,000.
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Annual saving: ₹1,800.
5. Concierge Services
24×7 assistance for:
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Hotel & car rental bookings
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Golf course reservations(Only for Mastercard Holder)
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Dining & event reservations
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Spa & wellness recommendations
6. Easy Cash Withdrawal
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Withdraw up to 100% of your cash limit at any ATM in India.
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Fee: 2.5% of withdrawal amount (min ₹500).
Annual Value Calculation (₹30,600+)
Assuming a conservative Reward Point value of ₹0.25 each.
| Benefit Category | Value (₹) |
|---|---|
| Welcome Gift: 12,000 Reward Points | 3,000 |
| Milestone Rewards (₹1.5L & ₹3.5L spends) | 5,000 |
| Regular Spends (Assuming ₹2L spend) | 1,000 |
| 2× Online Spends (Assuming ₹3L spend) | 3,000 |
| Complimentary Lounge Access (8 visits) | 12,000 |
| BookMyShow Offer (1+1 tickets) | 4,800 |
| Fuel Surcharge Waiver (₹150/month) | 1,800 |
| Total Value per Annum | 30,600+ |
Exclusions & Limitations
Certain spends do not earn Reward Points:
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Education, Insurance, Utilities, Rent Payments
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Fuel & Auto, Railways, Real Estate
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Service Providers, Government Services
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EMI payments
Always check your monthly statement to see which transactions qualify.
Final Verdict: Is This Card Worth It?
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Best for you if you’re a frequent movie‑goer, heavy online shopper and domestic traveler.
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High value: ₹30,600+ annual perks vs. ₹2,999 fee.
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Less ideal if your spending is mostly on rent, utilities or fuel—these don’t fetch points here.
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