Kotak Bank Resumes Credit Card Applications – Full Details

Kotak Mahindra Bank is back in the spotlight for credit card seekers as it resumes accepting credit card applications. This update brings exciting news for those looking to enjoy the benefits of a new credit card portfolio. Although many cards are available, note that the popular Myntra Kotak Credit Card remains unavailable for application at this time.

Available Kotak Credit Cards

Kotak Mahindra Bank is currently processing applications for the following credit cards:

• Zen (Visa)

• White (Visa)

• IOCL (RuPay) – 1st year free

• League (Visa/RuPay) - LFT

• BIZ (Mastercard/Visa)

• PVR INOX (Visa) - 1st year free

Important Update

Before you rush to apply, keep these crucial points in mind:

• Testing Phase: Applications are currently in the testing phase. It is advised not to apply for these cards just yet.

• Start Date: According to a Senior Executive from Kotak Bank, applications officially resumed on April 1, 2025.

• Processing & Rejection: Expect longer processing times, and the rejection rate may be higher than usual.

• Full-Scale Resumption: The head branch has confirmed that full-scale applications will resume from April 15, 2025.

This update ensures that you plan your application process accordingly for a smoother experience.

Kotak Credit Card Features & Benefits

Explore the detailed features and benefits of the key Kotak credit cards to choose the one that best fits your lifestyle and spending habits:

Kotak White Signature Credit Card

• Fees: ₹3000 Joining and Annual Fee

• Lounge Access: 4 International and 8 Domestic lounge visits (2 per quarter)

• White Pass: Worth Rs. 27,000 in luxury brand vouchers on annual spends of ₹12 lakh+

• Fuel Surcharge Waiver: 1% waiver across all petrol pumps in India

Kotak Biz Credit Card

• Fees: ₹299 Joining and ₹499 Annual Fee

• Insurance Program: Offers card protection and travel-related insurance benefits

• Lounge Access: 1 complimentary airport lounge access per quarter

• Rewards Program:

  • Earn 4 reward points per ₹100 on special categories

  • Earn 1 reward point per ₹100 on other spends

• Surcharge Waivers:

  • 1% on fuel transactions

  • 1.8% on railway transactions

Kotak PVR INOX Credit Card

• Fees: ₹0 Joining and ₹499 Annual Fee

• Movie Perks:

  • Unlimited movie tickets – 1 movie ticket for every ₹10,000 spent

  • 5% instant discount on movie ticket purchases

  • 20% instant discount on food & beverages at cinemas

Kotak Zen Visa Credit Card

• Fees: ₹1500 Joining and ₹1500 Annual Fee

• Lounge Access: 3 International and 8 Domestic lounge visits (2 per quarter)

• Milestone Rewards: 15,000 bonus Zen points on annual spends of ₹6 lakh+

• Reward Points: Earn up to 10 Zen points per ₹150 spent on apparel, lifestyle, and jewelry

• Fee Waiver: Annual fees waived on retail spends of ₹1.5 lakh+

• Fuel Surcharge Waiver: 1% waiver at all petrol pumps

Kotak League Platinum Credit Card

• Fees: Zero Joining and Annual Fee

• Fuel Surcharge Waiver: 1% waiver (up to ₹3,500 annually)

• Milestone Rewards:

  • 4 free PVR tickets or 10,000 Reward Points on spends of ₹1.25 lakh every 6 months

• Premier Rewards: Earn up to 8 reward points per ₹150 spent

• No Annual Fees: Applies if retail spend exceeds ₹50,000 annually

IndianOil Kotak Credit Card

• Fees: ₹0 Joining and ₹499 Annual Fee

• Fuel Savings: 5% back on IndianOil fuel spends, which includes:

  • 4% as reward points

  • 1% surcharge waiver

• Reward Points: Earn 12 points per ₹150 on grocery and dining spends (2% back)

• Welcome Gift: Earn 1,000 reward points on spending ₹500 within 30 days of issuance

• Surcharge Waiver: 1% fuel surcharge waiver at all IndianOil fuel stations

Conclusion

Kotak Mahindra Bank is making a strong comeback with its diverse range of credit card offerings. With an array of benefits – from fuel savings and premium lounge access to exclusive movie privileges – there’s a card tailored for every lifestyle. Although the application process is currently in testing, remember to hold off on applying until full-scale operations resume on April 15, 2025 for a streamlined experience.

Whether you’re looking for rewards on everyday spending or exclusive travel perks, choose a Kotak credit card that aligns with your spending habits and financial goals. Stay tuned for more updates and ensure you’re prepared to capitalize on the benefits as soon as full applications are available.