RBL Bank Shoprite Credit Card Review
An in-depth review of the RBL ShopRite Credit Card—₹500 annual fee (often waived!), up to 5% grocery cashback, BookMyShow movie discounts, fuel surcharge waiver, and flexible rewards redemption.
If you’re hunting for a credit card that maximizes grocery savings, spices up movie nights, and still rewards your everyday spends, the RBL ShopRite Credit Card deserves a serious look. With a low annual fee (sometimes waived!), a generous grocery rewards rate, fuel surcharge waiver, movie ticket discounts, and flexible redemption options, it’s tailored for savvy shoppers who want more bang for their buck—especially on those weekly grocery runs.
1. Card Overview
Annual Fee: ₹500 (Often waived on select offers—so look out for “Lifetime Free” deals!)
Joining & Renewal Fee: Either free for life or ₹500 + GST, depending on the promotion
Best Suited For: Shopping & Grocery aficionados
Add-on Card Fee: ₹200 + GST
Pro Tip: Always check when you apply whether you qualify for the lifetime-free fee offer—saves you ₹500+GST right off the bat!
2. Welcome Benefits
As soon as your ShopRite card is approved and activated, you’ll get:
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2,000 Reward Points credited to your account
How to claim:
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Make your first purchase within 30 days of card issuance
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Ensure the joining fee is paid (only then will the bonus hit your account)
3. Shopping & Rewards Structure
Regular Purchases
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1 Reward Point per ₹100 spent
Grocery Spends
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20 Reward Points per ₹100 spent (capped at 1,000 points/month)
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That’s effectively a 5% cashback on groceries (₹250 value/mo)
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Note: No points on fuel, utilities, insurance premiums, wallet reloads, government payments, Railways, real-estate/rent, education, quasi-cash, contract services, cash withdrawals, or Bills2Pay transactions.
4. Movie Benefits
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10% discount on BookMyShow tickets (up to ₹100 off)
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Valid 15 times per year, exclusively on the primary card
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Look for the “RBL 10% (up to ₹100)” tag in the Credit Card Offers section on BookMyShow
5. Fuel Surcharge Waiver
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1% waiver on fuel buys between ₹400 – ₹5,000 per swipe
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Monthly cap: ₹100
Fuel station visits just got a bit lighter on the wallet!
6. Rewards Redemption
Once you’ve accumulated points, head over to the RBL Rewards portal to choose from:
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Flights
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Hotels
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Mobile recharges
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Shopping vouchers
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Gift items
Conversion Rate: 1 RP = ₹0.25
Redemption Fee: ₹99 + GST per request
Keep redemptions together—multiple small requests each attract the ₹99 fee!
7. Spend-Based Annual Fee Waiver
Spend ₹1.5 lakh or more in a membership year, and your ₹500 fee is waived!
Exclusions:
Spends on fuel & auto, utilities, insurance, quasi-cash, Railways, real-estate/rental, education, wallet reloads, government services, contract services, cash advances, Bills2Pay, EMI conversions, fees, charges, and GST do not count toward the waiver target.
8. Fees & Charges at a Glance
| Fee Type | Charge |
|---|---|
| Annual/Membership Fee | ₹500 (waived on select offers or via spend) |
| Add-On Card Fee | ₹200 + GST |
| Foreign Currency Markup | 3.5% |
| Interest Rate (Revolving) | Up to 3.99% per month |
| Cash Advance Fee | 2.5% of withdrawn amount or ₹100 (higher) |
| Rewards Redemption Fee | ₹99 + GST per redemption |
Final Verdict: Is the ShopRite Card Your New Go-To?
If your weekly grocery haul and weekend movie plans make up a big chunk of your monthly spends—and you can comfortably hit ₹1.5 lakh in annual spends on eligible categories—the RBL ShopRite Credit Card packs outstanding value for just ₹500/year (and potentially zero if you snag a free-fee offer). With up to 5% cashback on groceries, movie discounts, and fuel surcharge waivers, it’s purpose-built for budget-savvy shoppers who want to squeeze every rupee for maximum rewards.
Looking to apply for a new credit card, Use the affiliate link below to get started-
RBL Shoprite Credit Card Apply Link - Click Here
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