MakeMyTrip ICICI Bank Signature Credit Card Review

The MakeMyTrip ICICI Bank Signature Credit Card is a co-branded credit card offering travel-related benefits, especially tailored for avid MakeMyTrip users. Here's a detailed breakdown of the card's features, benefits, charges, and drawbacks to help you make an informed decision.

Check our Video for Detail Review and Unboxing of ICICI MakeMyTrip Signature Credit Card- Click Here

ICICI Bank Credit Card Apply Link - Click Here To Apply Now

Joining & Annual Fees

• Joining Fee: ₹2,500
• Annual Fee: Nil (from the second year onwards)
• Supplementary Card Fee (Annually): ₹250
• Supplementary Card Annual Fee (Second Year Onwards): Nil

Welcome Benefits

Upon paying the joining fee, you are entitled to the following:

• ₹1,500 My Cash (100% usable MakeMyTrip wallet cash).
• Complimentary MMBLACK Exclusive Membership.
• Exclusive MMT cab benefits.
• MakeMyTrip holiday voucher worth ₹2,500 (includes a complimentary Lemon Tree Hotels voucher).
• Complimentary 10-day Airtel International roaming pack (valid on booking an international flight/hotel with the card during the offer period).
• Extended validity of 1.5 years on the joining benefit My Cash (T&Cs applied).

Note: Benefits are credited within 45 business days post payment of the joining fee. The MakeMyTrip holiday voucher is part of the welcome kit.

Key Benefits

1. Lounge Access

   • International Lounges: 1 visit per year via complimentary Dreamfolks DragonPass membership. List OF lounge - Click Here
   • Domestic Airport Lounges: 2 visits per quarter via the Visa lounge access program (requires spending ₹5,000 in a calendar quarter to activate access for the next quarter). List of lounge - Click Here
   • Railway Lounge Access: 1 complimentary visit per quarter (primary cardholders only). List Of Lounge - Click Here

2. Additional Travel Benefits

   • Complimentary Dreamfolks membership (worth $99 annually).
   • 1 complimentary spa session at select domestic airports per year.

3. Ola Rides

   • Every 6th ride is complimentary (up to ₹150), provided you complete 5 rides in the same month.

MMTBLACK Exclusive Membership Benefits

• Hotel Discounts: Additional 10%-15% off on select participating hotels (over existing discounts).
• Hotel Privileges: Complimentary room upgrades, early check-ins, and more (subject to availability).
• Reward Earnings:
  • ₹0.75 MyCash for every ₹100 spent on flights.
  • ₹1.5 MyCash for every ₹100 spent on other MakeMyTrip bookings (except metro and visa services).
• Complimentary MakeMyTrip holiday voucher worth ₹20,000 (valid for one year).
• Premium customer care helpline.
• Exclusive access to MMTBLACK Fest and year-round deals from MakeMyTrip partners.

MMTBLACK Milestone Rewards

1. Milestone I: Spend ₹20,000 to earn 500 MyCash.
2. Milestone II: Spend ₹50,000 to earn an additional 2,000 MyCash.
3. Milestone III: Spend ₹2,00,000 to earn an additional 7,500 MyCash.
4. Milestone IV: Spend ₹5,00,000 to earn an additional 15,000 MyCash.

Best Use of Rewards: Utilize 15,000 MyCash to book a luxurious stay at properties like “The Oberoi Udaivilas” in Udaipur, where a night’s stay typically costs ₹25,000+.

Rewards Program: My Cash

Earn My Cash rewards for transactions both on and off MakeMyTrip.

Note: 1 My Cash = ₹1.

Additional Offers

• BookMyShow & INOX: 25% discount on tickets (max ₹150), applicable twice per month with a minimum of 2 tickets.
• Fuel Surcharge Waiver: 1% waiver on fuel transactions (up to ₹4,000) at HPCL pumps when swiped on ICICI machines.

Late Payment Charges

Interest Rate: 42% p.a.

Eligibility Criteria

• Occupation: Salaried or self-employed.
• Age: 18 to 60 years.

Drawbacks

• No surcharge waiver for fuel spends.
• Limited MakeMyTrip-specific discounts.

Advantages

• One-time joining fee with no annual renewal charges.
• Complimentary access to lounges and spa services.
• Rewarding My Cash program.
• Dreamfolks membership for international lounge access.

Important Note

This card has been discontinued by ICICI Bank and MakeMyTrip. A new co-branded card has been launched in its place. Existing cardholders can continue enjoying the mentioned benefits, but new applicants must apply for the updated version.

This card is particularly beneficial for travelers who frequently use MakeMyTrip and can take advantage of its milestone rewards. However, with the discontinuation, you may want to consider the new card for updated benefits.