Terms of Use
Welcome to SpicyCard, the official website for the SpicyCard YouTube channel, known for in-depth reviews and unboxings of top credit cards, premium bank accounts, and essential financial tools in India. By accessing or using our website, you agree to comply with and be bound by the following terms and conditions. Please review these terms carefully. If you do not agree to these terms, you should not use this site. These terms govern your use of https://spicycard.in/, including all content, features, and services provided by SpicyCard.
Use of Our Content for Informational Purposes Only
Our services are intended to assist you with financial decisions, offering broad insights that do not take into account your personal financial situation. Since your financial circumstances are unique, the information provided may not always be suitable for your specific needs.
Therefore, before making any final decisions or implementing any financial strategy, we recommend that you seek additional advice from your accountant or other financial advisors who are fully aware of your individual circumstances.
You are solely responsible for your financial decisions.
Service Providers Are Solely Responsible for Their Services
You acknowledge that service providers (such as banks, credit card issuers, fintech apps, and other financial service platforms) are solely responsible for any services they offer to you. We are not liable for any losses, costs, damages, or claims arising from your use of a service provider’s products or services.
We strongly recommend seeking advice from financial advisors, insurance agents, brokers, or other qualified professionals who are familiar with your financial situation before making any significant financial decisions.
1. General Information
The content provided on SpicyCard Community is for informational purposes only. While we strive to ensure that the information is accurate and up-to-date, we make no guarantees, whether expressed or implied, regarding the completeness, accuracy, reliability, suitability, or availability of the website or the information, products, services, or related graphics contained on the website. Any reliance you place on such information is strictly at your own risk.
2. No Professional Advice
The information provided on this website does not constitute professional financial advice. The content is based on the opinions and experiences of our community members and contributors and is not intended to replace professional advice. For personalized financial recommendations tailored to your situation, please consult with a qualified professional.
3. External Links
Through this website, you may find links to other websites not controlled by SpicyCard Community. We have no authority over the nature, content, or availability of these external sites, and their inclusion does not imply endorsement.
4. Limitation of Liability
SpicyCard Community, including its administrators, moderators, or owners, shall not be liable for any loss or damage, including indirect or consequential loss, or any loss or damage whatsoever arising from loss of data or profits linked to the use of this website.
You May Not Interfere with Our Services
You agree not to use any automated tools such as robots, spiders, scrapers, deep links, or other similar data-gathering methods to access, acquire, copy, or monitor any part of our services without prior written consent from us.
Additionally, you agree not to:
- Take any action that imposes an unreasonable or disproportionately large load on our infrastructure.
- Copy, reproduce, modify, create derivative works from, distribute, or publicly display any content from our services (excluding your personal information) without prior written permission from us or the appropriate third party.
- Interfere or attempt to interfere with the proper functioning of our services or any activities conducted on them.
- Bypass any robot exclusion headers or other security measures we may implement to restrict access to our services.
Image and Video Use Policy
Most of the images/videos displayed on our website are created by us, and we hold full licensing rights to use them. You are not permitted to use our images for any online or offline content without written approval via email. For more information, please refer to our Image and Video Use Policy.
Refund Policy
If the expected service is not delivered within 30 days or as agreed over email, we will refund 100% of the amount to the original source of payment.
These terms are designed to protect the rights of all parties involved while ensuring a smooth and secure experience on our website.
