bob Masterstroke Savings Bank Account: Unlock Exclusive Premium Banking Benefits

bob Masterstroke Savings Bank Account is designed for customers seeking an elevated banking experience, combining exclusive privileges, lifestyle benefits, and financial perks. Here's everything you need to know about this premium offering.

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Check our VISA Opulence Debit Card Feature Review Blog as well - Click Here

Key Features at a Glance-

• Low-interest rates on loans: Avail discounts and fee waivers on personal, auto, home, and mortgage loans.
• Exclusive VISA Opulence Debit Card: Offers free airport pickups, complimentary airport lounge access, Marriott Club membership, and more.
• Unlimited free banking services: Free NEFT, RTGS, IMPS, and cheque books, along with no cash deposit charges up to specified limits.
• Lifestyle and travel perks: Enjoy complimentary golf sessions, hotel benefits, and luxury dining discounts.

Account Requirements-

• Average Quarterly Balance (QAB):

  • ₹10,00,000
  • OR ₹5,00,000 QAB + ₹10,00,000 in Term Deposits (TD)

• Eligibility: All individuals, including NRIs.

• Minors: Not allowed.

• Joint Accounts: Allowed; however, benefits are extended to the first account holder only.

• Penal Charges on Non-Maintenance of QAB: ₹3,000 + GST quarterly.

Core Banking Benefits-

• Life-time free VISA Opulence Debit Card
• ATM cash withdrawal limit: ₹5,00,000 per day.
• POS purchase limit: ₹10,00,000 per day.
• Unlimited free NEFT/RTGS/IMPS transactions
• Unlimited cheque books
• No charges for cash deposits:
  • Base branch: Unlimited.
  • Non-base branch: Free up to ₹1,00,000 per day.
• Sweep facility on request
• 100% waiver on issuance fees for gift cards and travel cards
• Reduced Forex markup: 2 bps

Loan and Locker Benefits-

• Processing Fee Waiver:
  • 100% on home, auto, personal, and education loans (subject to conditions).
• Interest Concessions:
  • Up to 0.25% on retail loans like home, auto, personal, and education loans.
• Locker Fee Waiver:
  • 100% waiver on annual locker charges.

VISA Opulence Debit Card-

Fees & Charges:

• Issuance Fee: ₹9,500/- (Waived with Masterstroke account).
• Annual Fee: ₹9,500/- (Waived with Masterstroke account).

Card Limits:

• ATM Withdrawals: ₹5,00,000 per day.
• POS Transactions: ₹10,00,000 per day.

Additional Benefits:

• 8 complimentary airport pickups/drop-offs annually.
• Unlimited complimentary airport lounge access (domestic and international). Lounge List
• Club Marriott Membership: Discounts on dining, spa, and room bookings.
• Complimentary Golf sessions and lessons.
• Special offers from EaseMyTrip, luxury hotels, and premium brands.

Lifestyle Perks-

EaseMyTrip Offers:

• ₹800 off on domestic flights (min booking ₹3,500).
• ₹1,000 off on international flights (min booking ₹15,000).
• Discounts on bus and hotel bookings.

Club Marriott Membership:

• Up to 25% off on dining for up to 10 guests.
• 20% off on room bookings and spa services at Marriott hotels in India.

Luxury Hotel Collection:

• VIP guest status, room upgrades, complimentary breakfast, and more at luxury hotels like Taj, Oberoi, and Alila.

Important Terms and Conditions

1. Account Conversion: If the balance remains below the benchmark for 3 months, the bank may downgrade the account, and all Masterstroke benefits will be withdrawn.
2. QAB Maintenance: Benefits are linked to the QAB of the account. Non-maintenance of QAB in one quarter will lead to suspension of benefits in the next quarter.

For a comprehensive list of participating lounges, golf courses, and hotel partners, visit the Bank of Baroda official website.

This premium account by Bank of Baroda is ideal for those seeking a luxurious and seamless banking experience. Whether it's waived charges, exclusive card benefits, or lifestyle perks, bob Masterstroke Savings Bank Account covers everything.