Axis Bank has rolled out a set of changes across multiple credit cards — some small, some important — affecting discount thresholds, cashback caps, point-earning slabs and a few benefit removals. Below I’ve organized every piece of information you shared into a clean, card-by-card blog review so you can quickly see what changed, from effective dates to the exact promo codes and exclusions. No detail is removed — everything preserved and shown with examples where available.

1) Rewards Credit Card — Additional Benefit Changes (effective 1st July 2025)

“From 1st July 2025, all cardholders get a flat ₹150 off on Swiggy orders over ₹500 (previously ₹200), twice per calendar month. Apply code ‘AXISREWARDS’—unused benefits don’t carry over.”

• Offer: Flat ₹150 off on Swiggy orders ≥ ₹500 (was ₹200 previously)

• Frequency: Twice per calendar month.

• Code: AXISREWARDS

• Notes: Unused benefits do not carry over.

• Important: Offer valid twice a month, Minimum ₹500 transaction, No refresh on cancellations.

2) Flipkart Axis Bank Credit Card — Effective 20th June 2025

“Cashback rates are now supercharged.”

Cashback structure (post-change)

• Myntra: 7.5% cashback (up from 1%), capped at ₹4,000 per statement quarter

• Flipkart: 5% cashback, capped at ₹4,000 per statement quarter

• Cleartrip: 5% cashback, capped at ₹4,000 per statement quarter

Statement quarters (how Axis defines them)

“Statement quarters run from your statement date. E.g., if it’s the 15th:

• 16 Mar–15 Jun

• 16 Jun–15 Sep

• 16 Sep–15 Dec

• 16 Dec–15 Mar”

Posting timeline

“Cashback posts three days before your next statement. A 15th April statement gets your Mar–Apr cashback on 12th May.”

Quarterly illustration (original data preserved)

• Caps recap: Max ₹4,000 per quarter on Flipkart; Max ₹4,000 per quarter on Cleartrip.

• Posting: Cashback posts ~3 days before the next statement for the quarter span.

• Additional change: 4 complimentary domestic lounge accesses will be discontinued.

Spend Exclusions (Flipkart Axis Card)

• For Cashback: Utility & Telecom, Education, Rent, Wallet load, Government services, Insurance, Gold & Jewellery, Fuel, Financial Institutions, Cash advances, Repayments

• For Fee Waiver: Rent, Wallet load

3) Select Credit Card — Effective 20th June 2025

“Get ₹500 off a ₹2,500 Big Basket order once per month using code AXISSELECTCC.”

• Big Basket offer: ₹500 off on orders of ₹2,500 once per month. Code: AXISSELECTCC

• Movie offer: “‘Buy-One-Get-One’ on movie tickets via the District app—up to ₹250 off, twice a month.”

4) Axis Bank Magnus Credit Card — Effective 20th June 2025

(Accelerated Rewards):
“Accelerated EDGE Points apply on spends up to Credit Limit + ₹1.5 L:
• Up to ₹1.5 L: 12 points per ₹200
• Above ₹1.5 L (to Credit Limit + ₹1.5 L): 35 points per ₹200
• Beyond that: 12 points per ₹200.”

• Accelerated EDGE points slabs:

  • Up to ₹1,50,000: 12 points / ₹200

  • Above ₹1,50,000 up to (Credit Limit + ₹1,50,000): 35 points / ₹200

  • Above (Credit Limit + ₹1,50,000): 12 points / ₹200

• Example preserved:

  Example - Credit card Limit is 5 Lakh then from 1.5l to 6.5l you will get 35 points per ₹200 and above 6.5l Spend you will earn 12 point per 200 spend

Axis Credit Card Apply Link - Click Here

5) Privilege Credit Card — Effective 20th June 2025

“‘Buy-One-Get-One’ on movie tickets via District app—up to ₹250 off, twice a month.”

• Movie offer: BOGO on District app — up to ₹250 off, twice a month.

6) MyZone Credit Card — Effective 1st April 2026

“Sony Liv renewal benefit on ₹1.5 L anniversary-year spend is discontinued from 1st April 2026. Instead, earn 1,000 Reward Points(Value = 200 Rs) upon reaching ₹1.5 L spend.”

• Change: Sony Liv renewal benefit discontinued from 1st April 2026 for anniversary-year spend of ₹1.5 L.

• Replacement: 1,000 Reward Points (Value = ₹200) once you reach ₹1.5 L spend in anniversary year.

7) NEO Credit Card — Effective 1st July 2025

“Minimum spend for the Zomato offer rises from ₹200 to ₹499. Flat ₹120 off on transactions ≥₹499 with code AXISNEO.” Twice per Month

• Zomato offer: Minimum spend increased to ₹499 (from ₹200).

• Benefit: Flat ₹120 off on transactions ≥ ₹499.

• Frequency: Twice per month.

• Code: AXISNEO

8) Reserve Credit Card — Cap on Accelerated EDGE Points (effective 20th June 2025)

“Reserve Credit Cardholders will earn 2X EDGE REWARD Points on international purchases—30 points per ₹200 spent—up to their credit limit each calendar month.”

“Once you hit your credit limit in a month, international spending still earns 15 points per ₹200.”

• International spends:

  • Up to your credit limit each calendar month: 30 points / ₹200 (2X EDGE)

  • After hitting credit limit in that month: 15 points / ₹200

Common / Cross-card Changes

1. Spend Exclusions Simplification (20th June 2025)

Spend Exclusions Simplification (20th June 2025): All exclusions now flagged by broad transaction categories (Utility & Telecom, Wallet load, etc.) instead of MCC codes—no categories added or removed, just simpler.

• Effect: Exclusions remain the same in substance (Utility & Telecom, Wallet load, etc.) but will be shown by broad categories instead of detailed MCC codes. No categories were removed or added — just a simpler presentation.

2. EDGE Points Revision (1st October 2025)

EDGE Points Revision (1st October 2025): Across all cards, unredeemed Edge Points or Miles are forfeited 30 days after card closure or if dues remain unpaid for over 90 days. Redeem within 30 days to avoid loss.

• Forfeiture rule (from 1st Oct 2025):

  • Unredeemed Edge Points/Miles are forfeited 30 days after card closure.

  • If dues remain unpaid for over 90 days, unredeemed points are forfeited.

  • Action: Redeem within 30 days after closure or stay current on dues to avoid loss.

Quick "What to watch" checklist 

• If you use Swiggy with Rewards Card: note lower discount (₹150) but still twice a month — use code AXISREWARDS.

• Flipkart Axis users: big boost for Myntra (7.5%) and Flipkart/Cleartrip (5%) but remember quarterly caps of ₹4,000 each and no cashback on excluded categories. Also note the removal of 4 domestic lounge accesses.

• Select cardholders: BigBasket ₹500 off (₹2,500 min) monthly — code AXISSELECTCC. Movie BOGO stays (District app).

• Magnus & Reserve: pay attention to point slabs and international point caps — large overseas spends may hit the monthly limit where rates drop.

• NEO: Zomato min spend jumps to ₹499 — use AXISNEO.

• MyZone: Sony Liv benefit replaced with points starting 1 Apr 2026 — plan anniversary-year spend accordingly.

• All cards: check exclusions (Utilities, Wallet loads, Rent, etc.) and be aware of the EDGE points forfeiture rule from Oct 1, 2025.

Conclusion

Axis Bank’s mid-2025 updates mostly re-balance benefits — some discounts reduced (Swiggy), some cashbacks amplified (Flipkart/Myntra), and some perks removed (lounge accesses). If you rely on a specific payee (Flipkart, Zomato, Swiggy, BigBasket), double-check the new thresholds, promo codes and caps to optimise your monthly/quarterly savings. Also be mindful of the EDGE points forfeiture rule from 1st Oct 2025 — redeem promptly when closing a card or if payments slip.