Latest Credit-Card Partnerships, Offers & Launches — Roundup
A quick roundup of the latest Indian credit-card moves: PhonePe × SBI co-branded cards, AmEx dining offers, Visa × BookMyShow deals, Kotak’s new cards, Air India partners, HDFC Emirates Skywards launch, lounge platform changes, major devaluations, and limited-time bank promos. All details, fees, earn rates and dates included.

1) PhonePe × SBI co-branded credit cards — SELECT BLACK vs PURPLE
“First up, PhonePe has teamed up with SBI Card to roll out two fresh co-branded credit cards—SELECT Black and Purple. Here’s a quick glance at how they stack up.”
Comparison
Feature | PhonePe SBI SELECT BLACK | PhonePe SBI PURPLE |
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Joining / Annual Fee | ₹1,499 + GST | ₹499 + GST |
Welcome Benefit | ₹1,500 PhonePe Gift Voucher | ₹500 PhonePe Gift Voucher |
Reward Rate | Up to 10% on PhonePe spends | Up to 3% on PhonePe spends |
Domestic Lounge Access | 4 free visits per year | N/A |
Intl. Lounge Access | Priority Pass membership (2 yrs)* | N/A |
Milestone Voucher | ₹5,000 on ₹5 Lakh spend | ₹3,000 on ₹3 Lakh spend |
Fee Reversal | On ₹3 Lakh annual spends | On ₹1 Lakh annual spends |
Point Value & Redemption | 1 Point = ₹1; Redeemable for credit or vouchers on SBI portal (both cards) |
1.1 PhonePe SBI SELECT BLACK — details
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Earning Rates:
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10 Points / ₹100 on PhonePe (capped at 2,000 pts/mo)
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5 Points / ₹100 on online spends (capped at 2,000 pts/mo)
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1 Point / ₹100 on all other spends (capped at 2,000 pts/mo)
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UPI & Other Payments: 1 Point / ₹100 on UPI
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Utilities & Insurance outside PhonePe: Base rate, 500 pts/mo cap
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Lounge Access: Four complimentary domestic visits; Priority Pass for two years
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Positioning / Who it’s for: “Perfect if you pay bills via UPI and want some lounge time without a minimum spend requirement.”
1.2 PhonePe SBI PURPLE — details
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Earning Rates:
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3 Points / ₹100 on PhonePe & Pincode spends
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2 Points / ₹100 on select online brands (Amazon, Swiggy, Ola, Zepto, etc.)
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1 Point / ₹100 on everything else
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Positioning: Entry-level rewards at a lower fee—ideal for casual users.
2) AmEx Platinum Charge — 10% off at Rosa Amoris (Mumbai)
Offer: American Express Platinum Charge Card holders get 10% instant discount at Rosa Amoris (Mumbai) on new diamond jewellery or repurposing old pieces.
Offer | Min. Spend | Max. Savings |
---|---|---|
New Diamond & Gemstone (In-store) | None | ₹1,00,000 |
Repurposing (5+ pieces) | ₹5,00,000 | ₹50,000 |
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Validity: July 21 – October 21, 2025
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Blackout Dates: Aug 9, 15, 27; Sep 6; Oct 2, 2025
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How to Redeem: Mention the offer in-store and pay fully with AmEx Platinum — No EMIs, no part-cash.
3) Visa — Exclusive BookMyShow offers (movie buffs)
Visa cardholders can get up to 50% off on BookMyShow bookings (caps and conditions apply).
3.1 Visa Signature & Select Visa Rewards
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Discount: 50% off (max ₹300) on 2+ movie tickets
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Eligible cards: Visa Signature & Select Visa Rewards (debit & credit)
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Validity: Till December 31, 2025 — Thu–Sun, once/month
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Blocks: 10 AM & 4 PM each weekend, till stocks last
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Notes: Cannot combine with other promos; no cancellations or refunds.
3.2 Visa Infinite Cards
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Movie Tickets: 50% off up to ₹300 on 2+ tickets
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Food Combos: 50% off up to ₹200
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Non-Movie Tickets: 50% off up to ₹500
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Validity: Till December 31, 2025
4) Kotak Mahindra — Cashback+ and Air+ (Visa Signature)
“Kotak Mahindra has quietly listed two new cards—Cashback+ for everyday savings and Air+ for travelers.”
Feature | Cashback+ | Air+ (Visa Signature) |
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Joining / Annual Fee | ₹750 + GST | ₹3,000 + GST |
Fee Waiver | Spend ₹2 Lakh for waiver | None |
Welcome Benefit | – | 2,500 Air Miles |
Rewards | 5% on food, grocery, entertainment; 3% fuel; 0.5% on others | 5 Miles/₹100 via Kotak Unbox; 2 Miles/₹100 on others |
Fuel Surcharge Waiver | 1% on ₹500–4,000 (up to ₹3,500/yr) | 1% on ₹400–7,500 (up to ₹4,500/yr) |
Lounge Access | N/A | 2 Intl. + 4 Domestic visits/yr |
Forex Charges | 3.5% | 2% |
5) Air India Maharaja Club — new points partners
“Good news for frequent flyers—AU Bank, Yes Bank, and IndusInd are now partners of Air India’s Maharaja Club.”
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AU Bank → Maharaja: Zenith+ 1.5:1; Other AU cards (Spont, Nomo, etc.) 6:1
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Yes Bank → Maharaja: All cards at 15:1 except Private at 6:1; YES Private & Private Prime 6:1; Marquee, Ace, Select, etc. 15:1
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IndusInd: Reward rate not confirmed yet (As of the making of this video)
6) Coming Soon — HDFC Bank Emirates Skywards Diners Club
“Finally, HDFC Bank is gearing up to launch the premium Emirates Skywards Diners Club card—perfect for Emirates flyers.”
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Joining/Annual Fee: ~₹2,500
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Welcome Benefit: Silver Skywards tier membership
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Reward Rates:
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6 Miles / ₹150 on Emirates spend
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4 Miles / ₹150 on dining, hotels, international
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2 Miles / ₹150 on all other retail
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Milestone: 3,000 bonus miles on ₹5 Lakh annual spend
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Lounge Access: Unlimited Intl. + 12 domestic visits / year
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Extras: 2 complimentary golf rounds per quarter
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Scapia Credit Card Apply Link - Click Here
SBI Cashback Credit Card Apply Link - Click Here
IDFC First Credit Card Apply Link - Click Here
7) Axis Atlas card — Global lounge access via Priority Pass
Update: Axis Bank Atlas holders now get international lounge access via Priority Pass, replacing DreamFolks for international lounges.
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Key points: DreamFolks partnership ended; Priority Pass gives direct entry with physical Atlas card — no QR codes or app check-ins required.
8) Adani Digital Labs launches “LoungeOne”
What: Adani Digital Labs has launched LoungeOne, a domestic lounge access platform — appearing as ICICI and Axis exit DreamFolks.
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Platform: LoungeOne by Adani Digital Labs
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Supports: Axis & ICICI cards (Axis now off DreamFolks)
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Coverage: Limited airport coverage right now (expanding soon)
8.1 LoungeOne — Supported airports (16 listed)
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Sardar Vallabhbhai Patel International (Ahmedabad)
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Jaipur International
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Chaudhary Charan Singh International (Lucknow)
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Chhatrapati Shivaji International (Mumbai)
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Thiruvananthapuram International
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Lokpriya Gopinath Bordoloi (Guwahati)
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Terminal 2, Kempegowda International (Bengaluru)
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Sri Guru Ram Dass Jee International (Amritsar)
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Rajmata Vijayaraje Scindia (Gwalior)
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Jammu Airport
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Dr. Babasaheb Ambedkar International (Nagpur & Patna)*
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Sheikh Ul Alam International (Srinagar)
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Birsa Munda (Ranchi)
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Visakhapatnam International
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Coimbatore International
9) DreamFolks vs LoungeOne — current card support
Bank | DreamFolks Support | LoungeOne Support |
---|---|---|
ICICI | Yes (likely to end soon) | Yes |
Axis | No | Yes |
(Status noted as current in the source material — watch for further changes.)
10) IndusInd EazyDiner Signature — major devaluation (Effective 15 July 2025)
Big downgrade alert — detailed changes effective 15 Jul 2025.
Feature | Current | From 15 Jul 2025 |
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Renewal Fee | ₹1,999 + GST | ₹2,999 + GST |
Renewal Benefit | None | ₹7,500 Postcard Hotel voucher |
Lounge Access | 8 visits / year | Discontinued |
Movie Benefits | ₹400 BookMyShow / month | Discontinued |
Dining Rewards | 10 RP / ₹100 | 0 RP / ₹100 |
Travel Rewards | 4 RP / ₹100 | 10 RP / ₹100 |
RP Value | ₹0.20 | ₹0.10 |
Dining Discount | 25% off, ₹1,000 txn cap | Same; cap ₹2,000 free / tiers |
Additional | Monthly cap ₹2,000 free, ₹3,000–₹5,000 if ₹30,000 non-dining last month | (see above) |
11) Kotak debit cards — insurance perks end (20 July 2025)
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Kotak Mahindra is ending all debit-card insurance benefits (personal accident, purchase protection, lost baggage, etc.) effective 20 July 2025.
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Claims: Claims before that date will be honoured; after that date, those benefits will not apply.
12) NPCI’s RuPay credit card push
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NPCI is offering issuance-linked incentives to banks — reimbursing 25–40 bps fees up to 10–12 bps per swipe — to boost RuPay credit card adoption and compete with Visa/Mastercard.
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This marks a strategic push to align RuPay with global schemes.
13) Axis Bank AutoPay Offer — ₹250 voucher
Limited-time: Set up or reactivate Autopay/Standing Instruction on any Axis credit card (excluding commercial cards) and make a ₹100+ payment to earn a ₹250 voucher.
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Voucher: ₹250
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Min. txn: ₹100
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Validity: 1 Jul – 30 Sep 2025
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One time: Valid once per customer
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Eligible: All Axis cards (non-commercial)
14) Flying Blue turns 20 — Win 500K Miles + 500K ALL Points
Contest: To celebrate 20 years, Flying Blue is offering a mega prize.
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Prize: 500,000 Flying Blue Miles + 500,000 Accor Live Limitless (ALL) Points
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How to enter: Link your Flying Blue and ALL accounts by 31 Aug 2025, register for the draw.
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Winners announced: 31 Oct 2025
Steps: Have BOTH FB & ALL accounts → Link by 31 Aug 2025 → Register for draw.
15) AU Small Finance Bank — 5,000 Bonus RPs / Amazon vouchers on Insurance & Tax
Offer summary: AU is rewarding insurance and tax spends with up to 5,000 bonus Reward Points or Amazon vouchers, valid until 31 Jul 2025. Two separate offers depending on card type.
Offer Type | Eligible Cards | Benefit Structure |
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5,000 Bonus RPs on Insurance | Altura Plus, ABC Pro, ABC Nxt, ABC Flex, ABC Biz, ixigo AU… | ₹10k–29,999 → 500 RPs; ₹2 L+ → 5,000 RPs |
Amazon Vouchers on Tax & Insurance | Altura, Business, Xcite Ace, SPONT, Zenith+, etc. | Amazon voucher (per card variant) |
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Terms: Points credited within 60 days; only MCCs 5960, 9311, 6300 eligible.
How this affects you (quick takeaways)
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Frequent PhonePe users: PhonePe SBI SELECT BLACK looks best for heavy PhonePe & online spenders (higher fee but better perks). PURPLE is the budget choice.
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Frequent flyers: HDFC’s Emirates Skywards card (coming soon) and Kotak Air+ are worth watching for lounge access and miles. Also check the Air India Maharaja conversion ratios carefully before moving points.
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Movie fans: Visa × BookMyShow deals are attractive (50% off) but watch caps, blocks, and “once a month” rules.
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Card value watchers: IndusInd EazyDiner Signature owners — note the July 15, 2025 devaluation. Reassess before renewal.
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Domestic lounge users: With DreamFolks changes and LoungeOne entering, confirm lounge networks at your airport before you rely on a card’s lounge benefits.
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Small payments & autopay users: Axis AutoPay voucher is an easy small win if eligible.
Bottom line
Plenty of activity in the card market — new co-brands, travel premium launches, devaluations and platform shuffles for lounge access. If you hold any of the affected cards (IndusInd EazyDiner, Axis Atlas, Kotak cards, PhonePe co-brands), double-check renewal dates, milestone thresholds and the exact reward conversion ratios before making decisions or renewing. Time-limited deals (Axis Autopay voucher, AU bonuses, Flying Blue contest) need action before their deadlines.
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